Total loss and car insurance

Total loss of your car: check and defend the proposed value

The Valocar dossier helps you assess whether the compensation offered is consistent and prepare a reasoned insurance claim challenge using comparable vehicles in Switzerland.

Total loss: what it means

When repair costs exceed a certain proportion of the market value, or the vehicle cannot be repaired, the insurer offers compensation based on the value adopted at the time of the loss.

A documented basis for your response

An objective range, real comparable vehicles, supporting arguments and a shareable PDF give you a concrete basis for discussions with the insurer. The dossier does not replace an official appraisal.